401(k) Highlights

Our 401(k) Retirement Savings Plan, offered through Empower, helps you save for retirement.

The plan offers tax savings through pre-tax contributions and/or tax savings after you retire through a Roth (post-tax) option. The Plan also offers a variety of quality investment options, and you’ll have access to special services such as automatic account re-balancing and personal investment assistance from a licensed investment counselor.

You can manage your account, investments, and contributions at empower.com/radpartners.

Take ownership of your financial future. See our recent retirement webcast recording here.

How to Register

Beginning 1/1/2026, our 401(k) recordkeeper is Empower. Your account will transfer automatically. Follow the steps below to register your account and view your balance, track your retirement income estimate, and personalize your settings: 

• Visit empower.com/radpartners and click the Register button.
• Follow the prompts on the I do not have a PIN tab to enter your personal information.
• Create a username and password.
• Even if you use OKTA single sign-on at radpartners.okta.com, we encourage you to register your account so you can also access the site from a personal device.
• Confirm your email address and personal details.
• Review, designate, or update your beneficiary to make sure the information is up to date.
• Review or update your deferral contribution election and investment strategy set-up.
• Confirm your email address and personal details.

For any questions, please review the Empower Transition FAQ and Empower Transition Guide.

How It Works

If you’re wondering what exactly a 401(k) is, here’s some basic information you need to know before you get started: the 401(k) is a practice-sponsored retirement savings plan that allows you to make payroll contributions directly into your retirement savings account.

Eligibility

All teammates are eligible to participate in the 401(k) retirement savings plan on the first of the month following your hire date.

All new hires receive a welcome email from Empower to enroll in the 401k Plan within 2 weeks after their hire date. Please note once you update your deferral in the Empower website, it may take up to 2 pay periods for the change to be reflected in your paycheck.

Annual Contribution Limits

You can contribute up to 75% of your paycheck, up to the $23,500 IRS limit.* Those age 50 or older in 2025 can contribute an additional $7,500 in catch-up contributions ($31,000 maximum). Those age 60-63 in 2025 can contribute an additional $11,250 in catch-up contributions ($34,750 maximum). All contributions are 100% vested immediately.

*Please note: Limits are set by the IRS and are subject to change

Employer Profit Sharing Contributions

Those eligible will receive an employer profit sharing contribution within 60 days of the close of each quarter.

Pre-tax vs Post-tax Contributions

Pre-tax 401(k) contributions

• Contributions are deducted from your paycheck before taxes are withheld, reducing your taxable income today.
• In the future, you pay income tax on your withdrawals, including any capital gains.

Roth (post-tax) 401(k) contributions

• Contributions are deducted from your paycheck after taxes are withheld.
• In the future, withdrawals are tax-free if you own the account for at least five years and have reached age 59 ½.

Managing your 401(k)

You can choose from a variety of investment options from the core plans offered by Empower. You can also select your funds and change investments.

You can also rollover qualified assets from prior retirement plans into the Radiology Partners plan.

To access your account, call Empower at (800) 723-1046 or go to empower.com/radpartners.

Start saving for the future today at empower.com/radpartners.

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